Bankruptcy Secrets “They” Don’t Want You to Know

Top 5 Things You Should Know About Your Student Loans

Can I Payoff My Chapter 13 Plan Early?

December 8, 2014

When you file a Chapter 13 bankruptcy case, you are required to submit a repayment plan that lasts three to five years. What happens if you want to pay off your Chapter 13 debt early? You may be able to do so, but it is not as easy as you might think. Thus, it is […]

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Deadlines for Collecting Debts in Wisconsin

December 5, 2014

Do you have a debt collector contacting you about a debt that is extremely old? If so, it is possible this debt is time-barred and not collectible in a lawsuit. In Wisconsin, there are several different statutes of limitation, which place time limits on how long a party can wait before commencing legal action against […]

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Student Loan Cosigners

December 4, 2014

When you are applying for a student loan, especially a private one, you may be required to have a cosigner. Most borrowers ask a family member to help them obtain the loan. It is important for both you and your cosigner to understand what this means, including: You and the cosigner are 100% obligated to […]

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What Happens to Tax Refunds in Chapter 13?

December 3, 2014

When you file an individual Chapter 13 bankruptcy, you are required to submit a repayment plan for approval by the court. Your plan is based upon your income and the amount of “disposable income” you have to repay creditors. If you are entitled to receive a tax refund, it can be considered disposable income that […]

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