Bankruptcy Secrets “They” Don’t Want You to Know

Top 5 Things You Should Know About Your Student Loans

Can I Payoff My Chapter 13 Plan Early?

December 19, 2014

The holidays are the happiest time of the year, but they can also be the most stressful - especially if you are facing financial struggles. Most people are so busy that the thought of filing a bankruptcy case seems overwhelming to them. Additionally, many individuals think that if they wait to file a Chapter 7 […]

Read the full article →

Student Loans & the Offset of Social Security Benefits

December 18, 2014

If you are an older individual who took out your student loan many years ago, you may be shocked to learn that the government (but not private lenders) has the ability to garnish your Social Security payments. Social Security benefits are typically protected in other collection matters, but the Debt Collection Improvement Act of 1996 provides: […]

Read the full article →

How Bankruptcy Impacts Delinquent Utility Bills

December 17, 2014

When somebody begins to struggle financially, it is common for them to fall behind on their utility bills. You may pay the electric bill one month, but have to skip paying your gas and telephone bills in order to do so. When you decide to seek bankruptcy protection, how will your utility bills be handled? […]

Read the full article →

Don’t be a Victim to Harassing Debt Collectors

December 16, 2014

If you are past due on your bills and debt collectors are starting to harass you, it is important to educate yourself on your rights. The debt collection industry has been widely known to be unscrupulous, but consumer protection laws are allowing consumers to fight back. The Fair Debt Collections Practices Act (FDCPA) is one […]

Read the full article →

← Previous Entries



Attorney web design by The Rainmaker Institute